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The Perilous Public Health Insurance Debate In The United States
Health Care Reform has been a hot ticket item of ferocious debate ever since President Barack Obama introduced his public insurance plan.
MARCH 19, 2010 /from the Stanford Who's Who blog/ -- Health Care Reform has been a hot ticket item of ferocious debate ever since President Barack Obama introduced his public insurance plan. Conservatives in Congress, including some Democrats, are attempting to destroy Obama's public health insurance option not by opposing it outright, but by pushing weak half-measures and calling them "public plans." The latest of which is a proposal for small, regional "co-ops" that would have no chance of competing against insurance companies to bring costs down.
One of the main intentions of the "public option" is to provide affordable health insurance to the over 47 million Americans that are currently uninsured or are without access to group coverage through their employers or current public programs. As we are all aware, the cost of medical insurance is astronomically high and extremely cost prohibitive to the majority of lower to middle class Americans.
The public insurance option is modeled after Medicare and would be available to Americans younger than 65. The proposal has sparked almost unprecedented public debate, receiving passionate support from the vast majority of Democrats and heated opposition by most Republicans. Regardless of the political affiliation of an individual, this is a subject that has aroused a tremendous amount of fear and speculation.
A number of questions have arisen on this subject, including the following: Does a public health insurance option offer an important alternative choice to citizens and patients? Would it be helpful in competing against private insurers, subsequently causing them to provide more competitive and honest pricing and services? Would a publicly-funded option unfairly and non-competitively drive private insurance companies out of business?
The main thing here is that there are a number of Americans who cannot afford to buy a meal or put a roof over their heads, so the cost of health insurance is not even an option in this incredibly expensive game that the medical industry plays along with insurance companies. People are not pawns and no one person is more important than another. Part of the reason we are on this planet is to help one another and take care of the less fortunate. Whether or not this particular plan is the right one for America, we need to find something so that everyone can afford to see a doctor when they are in need.
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